Fund Recovery in Albania

Lost money to an online scam in Albania? TrustUs Recovery Ltd pursues recovery through the routes available locally — card chargebacks, SEPA or bank recall, crypto tracing, and complaints to Albanian Financial Supervisory Authority (AFSA).

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Albania at a glance

Regulator	Albanian Financial Supervisory Authority (AFSA)
Banking / payments supervisor	Bank of Albania
Ombudsman / ADR	Bank of Albania — Consumer Protection unit (no standalone ombudsman)
Currency	ALL
SEPA	yes

Visa/Mastercard chargebacks under scheme rules. Albania joined SEPA (full implementation 7 Oct 2025), enabling cheaper euro transfers. AFSA covers non-bank markets; Bank of Albania supervises banks and handles consumer protection.

Major retail banks in Albania include Banka Kombëtare Tregtare (BKT), Credins Bank or Raiffeisen Bank Albania. If you paid one of them, contact its fraud team immediately — a recall is far more likely while the money is still there.

Recovery by scam type in Albania

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