Advance Fee Fraud Recovery in Bulgaria

How advance fee fraud works

Advance-fee fraud promises a large payout — an inheritance, lottery, loan or the release of 'held' funds — conditioned on paying upfront 'fees', 'taxes' or 'insurance'. Each payment is followed by a fresh obstacle requiring more money.

Warning signs

• A windfall you never applied for
• Repeated new fees before you can be paid
• Pressure and secrecy
• Official-looking documents with errors
• Payment by wire, crypto or gift card

Can you get your money back?

For advance fee fraud cases in Bulgaria, the primary route is usually wire / swift recovery. An international wire recovery uses a recall message from your bank and, where needed, correspondent banks and the beneficiary bank's fraud team to freeze and return the funds.

Where the facts allow, we also pursue regulator & ombudsman complaint as a secondary route.

Wired payments should be reported to your bank for a recall attempt and a fraud complaint; crypto requires tracing. The earlier funds are flagged, the better the prospects.

Evidence to gather now

The stronger your evidence, the better your prospects. For advance fee fraud, gather:

• All correspondence and documents received
• Records of every fee paid
• Recipient bank or wallet details
• Names and contacts used
• Any phone numbers or emails

The recovery process

1. Free assessment. We review how, when and to whom the funds were sent.
2. Evidence pack. We assemble transaction records, communications and platform details.
3. Action. We initiate the relevant route — wire / swift recovery or regulator & ombudsman complaint — and engage the bank, provider or exchange.
4. Escalation. Where needed, we escalate to Conciliation Commission for Payment Disputes or Financial Supervision Commission (FSC).