Fund Recovery in Estonia

Lost money to an online scam in Estonia? TrustUs Recovery Ltd pursues recovery through the routes available locally — card chargebacks, SEPA or bank recall, crypto tracing, and complaints to Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority).

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Estonia at a glance

RegulatorFinantsinspektsioon (Estonian Financial Supervision and Resolution Authority)
Ombudsman / ADRConsumer Disputes Committee (TTJA)
CurrencyEUR
SEPAyes

Visa/Mastercard chargebacks via issuing bank; SEPA recall available. PSD2 unauthorised-transaction refund applies. Consumer Disputes Committee (under TTJA) is the FIN-NET ADR body.

Major retail banks in Estonia include Luminor Bank, Swedbank or SEB Pank. If you paid one of them, contact its fraud team immediately — a recall is far more likely while the money is still there.

Recovery by scam type in Estonia

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