Card Chargeback (Visa / Mastercard)
Reversing a card payment through Visa or Mastercard scheme dispute rules.
Free case assessmentHow it works
A chargeback reverses a card payment by raising a dispute through the Visa or Mastercard scheme via your issuing bank, which claws the funds back from the merchant's acquirer under defined dispute reason codes.
When this applies
You paid by debit or credit card.
Timing
Usually must be raised within about 120 days of the transaction or expected delivery date, though exact windows vary by scheme and reason code.
What makes it more likely to succeed
- Payment was made by card
- You act within the dispute window
- Clear evidence of fraud or non-delivery