Rental & Real Estate Scam: How It Works and How to Recover

Fake rental listings and property deposits taken by fraudsters who don't control the property. Also known as deposit scam, fake landlord.

Free case assessment

How the fraud works

Rental and property scams list homes the fraudster does not control, then demand a deposit or first month's rent — often by wire — to 'hold' the property, before disappearing. Listings are usually copied from genuine ads.

Warning signs

  • A landlord who is 'abroad' and can't show the property
  • Pressure to pay a deposit to 'reserve' it
  • Rent well below the market
  • Payment by wire or crypto only
  • Reluctance to meet or sign in person

Evidence to preserve

If you have been affected, gather:

  • The listing and platform URL
  • Deposit payment record and recipient details
  • All messages with the 'landlord' or 'agent'
  • Any 'contract' that was sent
  • The photos used in the advert

How victims recover funds

The primary recovery route is wire / swift recovery. An international wire recovery uses a recall message from your bank and, where needed, correspondent banks and the beneficiary bank's fraud team to freeze and return the funds.

Wired deposits should be reported to your bank for a recall and fraud complaint; acting within hours improves the odds of an intercept.

Rental & Real Estate Scam recovery by country

Select your country for the local regulator, ombudsman and recovery routes:

Request a free recovery assessment